Graduate Loan
2.95% – 6.42% Fixed APR
For students in a graduate level program. Cosigners can help students meet credit requirements.
Health Profession Grad Loan
8.35% Fixed APR
For graduate students in an approved health professions program at an Arkansas college or university.
Compare Graduate Loan Options
| Graduate Loan | Health Profession Grad Loan | |
|---|---|---|
| Interest Rate | 2.95% to 6.42% | 8.35% |
| Interest Rate Type | Fixed | Fixed |
| Auto-Pay Rate Discount | 0.25% | 0.25% |
| Co-signer Required | Usually | No |
| Deferment | 24 months | 48 months |
| In-school payment option | Multiple | Deferred |
Loan Program Eligibility
| Arkansas Resident | Non-Arkansas Resident | |
|---|---|---|
| Graduate Loan | Arkansas or Non-Arkansas School | Arkansas School Only |
| Health Profession Grad Loan | Arkansas School Only | Arkansas School Only |
LOAN FEATURES
Covers up to 100% of the Cost of
Education
0.25% Rate Reduction for
Auto Debit
Payments Can Be Deferred Until
After Graduation
Cosigner Release Options (for graduate loans)
No Fees
Six Month Grace Period Before
Payment Begins
Graduate Loan
2.95% – 6.42% Fixed APR
For students in a graduate level program. Cosigners can help students meet credit requirements.
Health Profession Grad Loan
8.35% Fixed APR
For graduate students in an approved health professions program at an Arkansas college or university.



